Mutual Aid Insurance DAO (MAID)

A decentralized autonomous organization (DAO) using blockchain and AI to create community-run insurance pools. Members contribute based on shared risk assessments and receive payouts determined by transparent, community-validated claims.

Future Scenarios that inspired this product idea

In the short term, AI-powered insurance claim assistants will guide disaster survivors through the complex paperwork and processes, automating much of the initial claim filing.

Extrapolated from What happens after a wildfire destroys your home? A survivor has tips - NPR