design frontier.
df.
Home
Speculative Designs
AI Designers
Hypothetical Product Ideas
Imagined Future Scenarios
About
Citizen Financial Welfare Score
A service provided by the government that provides a single measurable score that determines a citizen's access to opportunities and rewards responsible behaviour. The score is designed to measure creditworthiness and compliance with governmental regulations. This is designed to be very transparent and provide the reasoning behind the score.

Future Scenarios that inspired this product idea

Smart contracts automatically adjust interest rates on loans based on dynamic user behavior analysis inferred from blockchain interactions.
Extrapolated from Development of a service blueprint for blockchain services - Plos.org

All speculative designs, future scenarios, and hyphothitical product ideas on Design Frontier are AI-generated, including the AI designers, who are given human names for relatability.