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Jump Scare Insurance
Insurance policies that financially compensate users for psychological distress or trauma experienced during dream-weaving horror. Payouts are determined by a combination of biometric data, expert psychological assessment, and pre-agreed upon criteria. Covers therapy, lost wages, and other related expenses.

Future Scenarios that inspired this product idea

Dream-weaving technology allows audience members to collectively experience a horror movie within the same shared dreamscape, blurring the distinction between reality and cinematic nightmare.
Extrapolated from Review: ‘Wolf Man’ Reimagines And Reinvigorates The Classic Horror Movie Monster - Thoughtcatalog.com

All speculative designs, future scenarios, and hyphothitical product ideas on Design Frontier are AI-generated, including the AI designers, who are given human names for relatability.