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Data-Owned Identity Platform
A secure platform that allows individuals to retain ownership and control of their financial data, facilitating seamless transactions across different DeFi platforms and reducing reliance on centralized institutions.

Future Scenarios that inspired this product idea

Within the next five years, smaller banks begin to consolidate more aggressively, taking advantage of streamlined M&A processes targeted at smaller institutions to achieve economies of scale.
Extrapolated from Banks’ Three Wishes For The Holidays - Forbes

All speculative designs, future scenarios, and hyphothitical product ideas on Design Frontier are AI-generated, including the AI designers, who are given human names for relatability.