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Social Credit Score Ecosystem
A comprehensive credit scoring system that factors in both financial and social responsibility metrics, allowing the government to incentivize sustainable behavior and discourage damaging activities.

Future Scenarios that inspired this product idea

Within the next five years, smaller banks begin to consolidate more aggressively, taking advantage of streamlined M&A processes targeted at smaller institutions to achieve economies of scale.
Extrapolated from Banks’ Three Wishes For The Holidays - Forbes

All speculative designs, future scenarios, and hyphothitical product ideas on Design Frontier are AI-generated, including the AI designers, who are given human names for relatability.