A platform for individuals and organizations to invest in 'skill futures'. Individuals 'tokenize' their anticipated skill development (e.g., completing a certification) and investors can purchase these tokens, providing capital upfront for training and other resources. If the individual successfully acquires the skill, the investor receives a return based on the skill's market value. It is a type of crowdfunding for skills acquisition. It allows for high risk, high return and provides financial backing for skill acquisition.